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cash advance online Share Share this Story: Indebted Canadians delay taking meaningful steps to eliminate debt fearing negative impact on their credit rating Copy Link Email Facebook Twitter Reddit LinkedIn TumblrNews Local News COVID 19 Politics National COVID 19 Crime World Education Staff Blogs Weather Podcasts BC Public Sector Salaries Database Archives Hot Topics Business Local Business Open during COVID Featured Businesses Energy Mortgages Real Estate Commercial Real Estate Economy Next Technology Gaming Internet Personal Tech Retail FP Markets Small Business BC Top Employers Opinion Columnists Letters Op Ed Sports Hockey Vancouver Canucks NHL Football BC Lions CFL NFL Soccer Vancouver Whitecaps MLS International Baseball Basketball NBA NCAA Golf Golf Videos MMA Curling Tennis Auto Racing Arts Local Arts Celebrity Movies Movie Listings Television TV Listings Music Theatre Festivals Books Life Shopping Essentials Food Local Food Reviews Recipes Wine Country Salut! Health Local Health Diet Fitness Family Child Men Women Seniors Sexual Health Fashion Beauty Parenting Relationships Royals Puzzles New York Times Crossword Comics Advice Horoscopes Contests National Contests Homes Buying Selling Westcoast Homes and Design Current Issue Condos Decorating Gardening Renovating Out of Town Properties Travel Local Travel International Travel Obituaries Place an Obituary Place an In Memoriam Classifieds Place an Ad Celebrations Real Estate Marketplace Local Directory This Week’s Flyers Jobs Auction Driving All Driving News Reviews Car Comparison Buyer’s Guide Healthing The GrowthOp Videos ePaper Our Offers My Account FAQShare this Story: Indebted Canadians delay taking meaningful steps to eliminate debt fearing negative impact on their credit rating Copy Link Email Facebook Twitter Reddit LinkedIn TumblrThis article is Sponsored by MNP 310 DEBTThis story was created by Content Works, Postmedia’s commercial content division, on behalf of a client. The same can be said about your credit score if you’re behind on your debts.Yet all too often, many heavily indebted consumers are preoccupied with their credit score at the expense of taking meaningful steps to get out of debt sooner than later, says Lana Gilbertson, a licensed insolvency trustee with MNP in Vancouver.”It’s probably the most top of mind concern for anyone who is facing the prospect of bankruptcy or a consumer proposal to creditors because they put an awful lot of weight on this number, but this focus on the score, and the fear around what an appropriate insolvency proceeding might have on it, often deter people from getting help at an earlier stage.”While a good credit score is critical to being approved for financing for auto loans, lines of credit and mortgages, many debt management professionals argue individuals are too focused on improving their score or maintaining it at the expense of their overall financial wellbeing. Even more consumers are potentially in trouble, with the index showing about six in 10 being concerned about their overall ability to repay debt.Certainly, credit scores have a role in helping consumers manage and repay their debt cash advance online..